Disclaimer: Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.  The Annuity Guru® agents' are licensed to sell Annuities; The Annuity Guru agents are not required to be FINRA registered representatives or a Broker Dealer.

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Our mission is to guide individuals into a sound annuity purchase with the transparency and full disclosure, that many times, lacks within the financial service/insurance industry.  With thousands of annuities available, the overwhelming task of finding the most appropriate product is The Annuity Guru's® expertise!

 

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Looking for a Multi-Year Guaranteed Annuity?  We only recommend the highest guaranteed rate products with full disclosure!

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We understand the lack of transparency, which differentiates The Annuity Guru™ from most.  We offer full disclosure of all competing products rate guarantees, income guarantees and commissions.

UNDERSTANDING ANNUITIES

 

With thousands of annuity products available, many companies will create niche features that entice a customer, but cyclically, 4 - 8 companies offer the best products.

If you need a resource to review an annuity purchase before being sold, during being sold or after being sold, we would love to show full disclosure and transparency of the marketplace!

 

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