HOW IT WORKS - OPTIONS

BEFORE BEING 'SOLD'
 

If you think an annuity is the right fit for your specific financial well-being, the Annuity Guru® would love to review the options available based on your situation.  Each of us are unique and in some cases, annuities aren't suitable or appropriate for what we want to accomplish financially.

DURING BEING 'SOLD'
 

If you want a 2nd opinion on whether the product being recommended to you is suitable, The Annuity Guru® has access 99% of the products industry-wide.

The vast majority of advisors are restricted in their product availability, which often times leads to less benefit.  Our full disclosure and transparency gives you the client control in understanding.

AFTER BEING 'SOLD'

 

If you've just purchased an annuity, insurance companies offer a 'free-look' period where the insurance company provides multiple weeks grace period to void the contract.  The Annuity Guru® would love to review the annuity contract and offer an alternative product, if a more suitable product exists.

REVIEW AN IN-FORCE ANNUITY
 

If you purchased an annuity that has matured or have less than 2-years remaining until maturity, there is a good probability the contract could be transferred / exchanged to provide more guarantees, less fees, more income and or protection from potential market losses.  The Annuity Guru® would love to review your in-force annuity contracts, with a full disclosure and transparency.

Serving all of Michigan!

Ext. 801 - Find Top Rates

Ext. 802 - Evaluate My Annuity

Ext. 850 - General Questions

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Disclaimer: Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.  The Annuity Guru® agents' are licensed to sell Annuities; The Annuity Guru agents are not required to be FINRA registered representatives or a Broker Dealer.